Movers & Storage

How Alloy Helps Reduce Costs and Strengthen Workforce Resilience

Running a moving and storage business means managing a physically demanding workforce while staying compliant with workers' compensation regulations. Explore how Alloy can help reduce your business's total risk with our workforce solutions.  

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The Moving & Storage Reality: High Productivity, Higher Risk

In the moving and storage industry, heavy lifting, repetitive motions, and time pressures create real injury risks. Your team faces back injuries, strains, sprains, and other musculoskeletal injuries that can sideline workers and disrupt operations.

Rising workers' compensation premiums, injury-related downtime, and employee turnover continue to squeeze margins. And while safety training helps, most moving and storage operators still struggle with fragmented systems, inconsistent employee engagement, and limited visibility into long-term cost drivers.

Total Risk Shield (TRS) solves this by bringing together two critical components: proactive workers' compensation management and targeted wellness strategy. This integrated approach reduces claims, lowers absenteeism, and improves employee health while keeping operations compliant and financially stable.

TRS gives moving and storage companies a streamlined way to protect teams, control costs, and build a stronger, safer operation without adding complexity.

The Cost of Unmanaged Risk in Moving & Storage 

increases, it creates a chain reaction that impacts scheduling, customer service, and your bottom line.
 
Common risk challenges include:
  • Back injuries, sprains, and strains from heavy lifting
  • Climbing workers' compensation experience mods
  • Health-related absenteeism and reduced workforce availability
  • Employee turnover and training costs
  • Compliance burdens (OSHA, DOT, workers' comp regulations)
Without a unified strategy, these issues create unpredictable expenses and hinder growth. That's where proactive risk management changes the equation.
 
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How Can Alloy Help Your Moving & Storage Operation?

Alloy Employer Services provides moving and storage businesses with a comprehensive workers' compensation solution designed to reduce costs, improve compliance, and streamline claims management. Our team takes the complexity out of workers' compensation, helping you protect your workforce while keeping expenses under control.

Here’s how we help:

  • Cost Control Strategies – We analyze your claims history and risk factors to develop customized cost-saving strategies, helping you secure more affordable coverage.

  • Claims Management – Our team handles the claims process from start to finish, ensuring timely reporting, proper documentation, and efficient resolution to minimize disruptions.

  • Compliance Support – We keep you updated on workers' compensation regulations and industry-specific requirements, reducing the risk of fines and penalties.

  • Safety & Risk Management – We provide guidance on workplace safety programs, injury prevention strategies tailored to moving operations, and return-to-work initiatives to reduce claims and improve employee well-being.
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Proactive Safety & Claims Management

Total Risk Shield identifies injury trends before they become expensive claims. With expert claims oversight and injury-prevention strategies designed for the moving and storage industry, clients see:

  • Lower claim frequency and severity
  • Faster return-to-work outcomes
  • Decreased workers’ comp premiums
Many TRS clients experience 15–35% annual savings on workers’ compensation costs.
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The Alloy Wellness Initiative Powered By Oaceus 360

Preventative Health & Wellness for the Moving Workforce

Healthy employees perform better and stay longer. TRS integrates targeted wellness programs that reduce injuries, absenteeism, and turnover:
  • Telemedicine access for quick care
  • Routine screenings and musculoskeletal health tracking
  • Ergonomic and lifting technique support
  • Physical conditioning and injury prevention resources
  • Mental health and financial wellness resources
These initiatives create a healthier, more resilient workforce — improving retention and consistency in your operations.
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Financial Risk Optimization Through Tax Savings

TRS goes further than just protecting your people. It generates tangible financial returns. By leveraging intelligent plan architecture that incorporates Section 125 pre-tax strategies, companies realize concrete benefits:
  • Lower payroll tax expenses
  • Strengthen financial performance
  • Redirect recovered funds toward growth investments and infrastructure upgrades
The result is sustainable, quantifiable savings that accelerate your bottom line year after year.
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The ROI of Prevention

Moving and storage companies who adopt Total Risk Shield report consistent performance gains:

Save Money
Save Money
15–35% reduction in workers’ comp costs and immediate employer tax savings

Remain the Employer of Record
Keep Employees
15–20% improvement in employee retention
Approved
Better Morale
Greater workforce engagement, satisfaction and reliability
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Why Moving & Storage Companies Choose Total Risk Shield

Total Risk Shield is a comprehensive risk management framework that integrates prevention, protection, and performance. By aligning workforce health, safety, and financial stability under one umbrella, TRS helps moving and storage companies achieve long-term sustainability and measurable ROI.
 
Build a Safer, Stronger, More Profitable Operation
 
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Signing up with Alloy has made a significant improvement in our Company, both Financially and Operationally. The savings from Worker’s Compensation has been significant and their general knowledge in matters of workplace safety has proved invaluable.

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, AMERICAN EMS, LLC

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