Group Insurance
Alloy offers competitive health plans with a broad network and low-cost options centered around business requirements to reduce turnover and meet the needs of its employees. Need options to fight the ever-increasing costs associated with health insurance and related expenses? Please contact us to learn more.
The Plan offers the following:
- Optimize cost control AND improves outcomes
- Best-in-class network access for healthcare providers and facilities
- Optimized Pharmacy Benefits Management that improves access to prescriptions at the lowest possible cost
- International sourcing of name-brand pharmaceuticals
- Health plan designs that span from traditional HSAs to minimum essential coverage
- Ancillary Benefits that include company-sponsored or voluntary plans for Dental, Vision, Disability, and Life Insurance
To improve on current plans offered in the marketplace, Alloy uses refined administrative practices and takes advantage of technology to drive better outcomes for both plan sponsors and end users. The Alloy Plan will:
- Improve care and case management
- Provide improved Rx sourcing to reduce costs
- Provide telemedicine benefits that deliver medical consultations remotely at no additional cost
401k Plans
Alloy will help you to offer your employees tax-deferred retirement savings plans that let them prepare for the future.
Even though a retirement savings plan is one of the most important features of any employee compensation plan, many employers still do not offer any. The main reason is that they are perceived as too costly. The truth is that even offering a basic 401(k) plan is worth the effort.
Two key advantages to 401(k) plans are identified by the IRS:
- Employer contributions are deductible on the employer’s federal income tax return
- Elective deferrals (employee contributions) and investment gains are not tax until distribution.
Alloy will provide you with expert advice and tools for implementing and managing your retirement savings program.
Section 125 Plans
Enjoying special tax treatment, a section 125 plan can be an effective way for employees to receive qualifying benefits as pre-tax deductions.
Section 125 plans allow employees to choose between qualifying benefits and cash. For this reason, they are sometimes called Cafeteria Plans. Employees receive their chosen benefits as pre-tax deductions.
Some typical qualifying benefits include:
- Group Health Insurance
- HSAs (Health Savings Accounts)
- Group-term life insurance coverage
- 401(k) retirement plans
- Dental and Vision insurance
Alloy can help you to design a Section 125 plan that best fits your needs and those of your employees.
Telemedicine
Telemedicine is a benefit that cares for your employees when they are sick 24/7, 365 days a year.
Your employees can receive a basic medical consultation from a doctor from the convenience of their home at no additional cost. They can receive a treatment plan, be directed to a local provider, or even have a prescription filled at their local pharmacy.
As the world faces a pandemic crisis, safe, remote telehealth services are an essential part of any employee health plan.
Let's find the right solution for you today
Alloy offers a range of health plans that fit the needs of customers, large and small, with benefits that fit the needs of your workforce.