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What Commercial Cleaning Services Need to Know About Workers' Compensation
Commercial cleaning businesses—including janitorial services, building maintenance, and laundry operations—face a variety of workplace risks that make workers’ compensation coverage essential. Employees often work with chemicals, perform repetitive physical tasks, and operate in environments where wet floors, heavy equipment, and physical strain are common. These conditions can lead to injuries that require time off work, medical treatment, and ongoing support.
Understanding how workers’ compensation works is important for managing both employee well-being and business costs. This includes knowing how to properly classify workers, report injuries promptly, and implement return-to-work programs that help employees recover and reintegrate safely. Missteps in any of these areas can lead to higher premiums or disputes, so it’s important to stay informed and organized.
It’s also helpful for employers to be proactive about workplace safety and compliance. Regular training, clear safety procedures, and proper documentation can all contribute to a healthier workforce and fewer claims over time. For commercial cleaning companies, having a solid grasp of workers’ comp basics—and staying up to date with any changes in regulations—can go a long way in building a more stable and resilient business.
Janitorial, Maintenance and Laundry Companies Looking for Coverage Often Report Obstacles
Workers’ compensation insurance is one of the biggest challenges for these businesses.
High (and Rising) Costs
Workers’ compensation costs are high and can quickly spiral out of control if not managed correctly.
Lack of Options
Companies don't have many places to turn in the marketplace to help them solve their workers' compensation challenges.
Poor Claims Management
A lack of options leads companies to overpay for subpar claims management, which ultimately pushes costs even higher.
Find Flexibility
Do you feel as if you are locked into a workers' comp system in which you are overpaying for subpar outcomes? You are not alone. That is because the
workers’ comp system is broken.
Be Proactive
The best way to control costs and reduce risk is to closely manage workers' comp claims and every other step in the process. This is what we do. We call it
Proactive Claims Management.
Control Costs
The key to controlling workers’ comp costs both in the short and long term is to work with a partner whose interests are aligned with yours.
Work with a partner who only wins when you win.
How Much Can Does Workers' Compensation Coverage Typically Cost Commercial Cleaners?
The cost of workers’ compensation for commercial cleaning businesses can vary widely based on several factors, including the size of the company, the type of work performed, past claims history, and the state where the business operates. Because commercial cleaning involves physical labor and potential exposure to hazards—like slips, chemical use, or repetitive motion—insurance carriers often classify it as higher risk, which can lead to higher premiums compared to lower-risk industries. On average, cleaning businesses might pay anywhere from a few hundred to several thousand dollars per employee per year, depending on these variables.
Another key factor in cost is how well a company manages workplace safety and claims. Businesses with a strong safety record and effective injury prevention programs may qualify for lower rates over time. Likewise, properly classifying employees, promptly reporting injuries, and having return-to-work policies in place can all help control costs. For companies looking to better understand or reduce their workers’ comp expenses, working with a provider that understands the specific risks of the cleaning industry can make a measurable difference.
Don't get stuck with a workers' comp partner whose interests are not aligned with yours.
We only succeed when YOU succeed.
As our customer, you are able to shift your risk. Alloy becomes responsible for all risk and is therefore proactive and watchful of all steps in the workers' comp process. The way we work, we only win when you win.
Proven Results
The average Alloy client saves over 20% on their workers' compensation premiums immediately after onboarding, and that's just the beginning!
Escape the Status Quo
Recent industry changes make it easy to ditch high fees and sub-par service for a true partner who's aligned with your goals.
, AMERICAN EMS, LLC
Get a Free Workers' Comp Quote
Get an absolutely free, no-obligation analysis of your company’s Workers’ Compensation program including rates and claims management performance.