Alloy Employer Services

Workers’ compensation

Ohio workers’ compensation built for what’s next.

A smarter, more flexible alternative designed for Ohio employers. Join like-minded organizations looking for long-term stability across the Buckeye State.
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Why Ohio employers choose Alloy

  • No True-Ups or Audits

    Keep costs predictable without year-end premium adjustments or payroll audits.

  • Local Expertise

    Ohio-based team that understands your industry and your community.

  • Claims settlement

    Expert support to pursue recovery from responsible third parties.

  • Better outcomes

    Safety and hands-on claims support to keep your business moving.

A better way for Ohio employers

More control. More value. A stronger Ohio.

Alloy provides Ohio workers’ compensation coverage that gives you the flexibility of a private solution with the stability of a trusted, experienced partner.

See how it works – what an AEO is
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  • 25,000+Ohio employees covered
  • 300+Businesses Served
  • 98%Client satisfaction rate

Industries we serve in Ohio

Trusted by businesses across the Buckeye State.

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Local focus. Lasting impact.

Ohio employers keep Ohio moving.

We’re proud to support the businesses that power our communities - from family-owned companies to large, multi-site organizations across the state.

  • State-approved private alternative
  • Coverage for all Ohio industries
  • Dedicated local service team
  • Proactive claims and risk management
  • Safety resources and training
  • Customized plans for your business

Frequently asked questions

How does Alloy’s Ohio workers’ compensation program work?

Alloy provides workers’ compensation through a self-insured AEO program that combines coverage, claims management, and safety support. Your business retains its own EIN and control over daily operations.

How does pay-as-you-go billing work?

Your workers’ compensation payments align with your payroll, helping you manage cash flow. With no year-end true-ups or payroll audits, you have greater predictability in your costs.

What happens when an employee is injured?

Report the injury promptly so Alloy’s claims team can review the details and guide the next steps. For approved claims, we coordinate benefits, support recovery, and help plan a safe return to work.

Does Alloy help prevent workplace injuries?

Yes. Alloy offers safety consulting, training, and program development alongside its workers’ compensation coverage to help identify hazards, reduce risk, and build safer workplaces.

Ready to learn more?

Discover why businesses in Ohio and beyond trust Alloy to protect their people and power their business.

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