Alloy Employer Services

Why Choose an AEO? Join Like-Minded Ohio Employers Managing Risk

Choose an alternative approach to workers’ compensation, safety, and all things risk.
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The big picture

What is an AEO?

With Alloy’s AEO model, you maintain:

  • Your business identity: Keep your existing Employer Identification Number (EIN).
  • Your employee relationships: Your team remains employed under your company’s identity.
  • Your payroll flexibility: Maintain flexibility in how you manage payroll.

  • Keep Your Business Identity

    Retain your existing EIN and keep your employees under your company’s identity.

  • Stay in Control

    Continue managing your team, operations, and everyday business decisions.

  • Maintain Payroll Flexibility

    Keep flexibility in how you manage payroll while accessing employer support.

  • Get Hands-On Claims Support

    Access workers’ compensation coverage with dedicated claims management and direct oversight.

Close-up of a worker’s hands tightening a bolt with a wrench

The Alloy Difference

More Expertise. More Experience. A Stronger Partnership.

Alloy provides workers’ compensation coverage through a self-insured program, supported by hands-on claims management and direct oversight.

The key distinction from a traditional PEO: an AEO lets you access that support without moving your employees under another company’s EIN.

Explore our solutions

How it works

A simple path to a stronger solution.

We guide you through every step—from determining eligibility to ongoing support—to make the transition to an AEO as smooth as possible.

  1. Determine Eligibility

    We’ll assess together if your organization qualifies for the Alloy solution.

  2. Join Alloy

    Become part of an employer group with like-minded businesses.

  3. Get Started

    Your dedicated service advisor will implement your custom solution.

  4. Get Ongoing Support

    Alloy provides dedicated claims management, risk management resources, and personalized service.

Industries we serve

Frequently asked questions

AEO questions, answered.

Get quick answers to the most common questions about how an AEO works and whether it’s right for your business.

Who is eligible to join an AEO?

An AEO can be a fit for businesses across a range of industries. Eligibility depends on factors such as your industry, workforce, and workers’ compensation claims history. Alloy reviews your business to determine whether its AEO program is the right fit.

How does an AEO differ from a PEO?

The key difference is how that relationship is structured: an AEO allows your business to retain its own EIN and employee identity, with a focus on shared employer responsibilities and liabilities.

Will my business still be covered for work-related injuries?

Yes. Your business receives workers’ compensation coverage for work-related injuries and occupational diseases, arising out of and in the course of employment. Alloy’s claims team guides you and your employees through the process.

How are premiums determined?

Workers’ compensation costs are influenced by factors such as your industry, employee job classifications, payroll, and claims history. Alloy evaluates each business’s risk profile to develop a customized proposal and help you understand the factors influencing your solution costs.

What happens if a claim is filed?

When a workplace injury is reported, Alloy’s dedicated claims team helps coordinate the claims process, providing guidance to employers and injured workers. From initial reporting through recovery and return-to-work planning, our team delivers hands-on support and ongoing communication.

Ready to take control?

See if an AEO is right for your business.

Talk to our team to learn more about how an AEO with Alloy can help you build a safer, stronger tomorrow.

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