Section 125 Plans

Section 125 Plans

Enjoying special tax treatment, a section 125 plan can be an effective way for employees to receive qualifying benefits as pre-tax deductions. 

Section 125 plans allow employees to choose between qualifying benefits and cash. For this reason, they are sometimes called Cafeteria Plans. Employees receive their chosen benefits as pre-tax deductions.

Some typical qualifying benefits include:

  • Group Health Insurance
  • HSAs (Health Savings Accounts)
  • Group-term life insurance coverage
  • 401(k) retirement plans
  • Dental and Vision insurance

Alloy can help you to design a Section 125 plan that best fits your needs and those of your employees.